Works where you need it
From AI subscriptions to everyday shopping. Choose the right card for each scenario.
Subscription card — recurring payments
Spend card — wallets & daily spend
How to choose your card
Recurring charges → subscription card. Everything else → spend card.
Subscription card
Recurring payments
- AI tool subscriptions (ChatGPT, Claude…)
- Cloud service billing (AWS, GCP…)
- Streaming auto-renewals
- SaaS monthly plans
- Ad platform charges
- Domain renewals
Spend card
Daily spending
- Apple Pay contactless
- Google Pay in-store & online
- WeChat Pay binding
- Alipay binding
- E-commerce one-time purchases
- POS terminal payments
Didn't find your service?
CardoPay works where Visa and Mastercard are accepted online. If it's not listed here, it may still work—your card follows standard network rules.